TVVIN

Infrastructure for trusted digital finance · Guernsey

Move value when the process requires it — not when the banking window opens.

A TVVIN stablecoin is the same underlying money, issued and redeemed at par, with clear reserves and accountable oversight. Built in Guernsey on existing fiduciary and regulatory foundations. Insurance providers, family offices and trustees use it to settle claims, move liquidity between entities, and release distributions without waiting for cut-off times or re-collecting authority documents. The issuer remains accountable. The infrastructure simply keeps up with the business.

Open the private sandboxHow issuance works
1:1Reserves held against circulating value
At parClear redemption, with real-time reserve visibility
Always-onValue moves when the business requires it

Who uses it and for what

Insurance providers

Settle a claim or premium when the condition is met — not when the next banking window opens.

Use cases

  • A claim is approved after hours or across a weekend. The corresponding value can be released in the same flow rather than queued for the next cut-off.
  • Premiums or recoveries moving between jurisdictions no longer wait for correspondent banking hours or manual reconciliation cycles.
  • A reinsurance or co-insurance settlement can complete alongside the confirmation of the underlying event, with a receipt that reconciles to the transaction.
  • Authority to release funds is confirmed once via a reusable role proof. Subsequent releases do not restart document collection.

What changes

Settlement timing aligns with the claims or premium process. Reconciliation steps reduce. The audit trail shows identity, authority and settlement without a separate chase. Money moves when the business process requires it.

What does not change

The policy wording, the claims decision, the regulatory accountability of the insurer, or the underlying reserve and redemption obligations of the issuer.

Family offices

Move liquidity between entities at the moment the decision is made.

Use cases

  • Capital is called or a distribution is approved across entities in different jurisdictions. Value can move immediately rather than waiting for the next available banking window.
  • An authorised person (director, investment committee member, or designated signatory) proves their role once. Later movements reuse that proof instead of re-collecting authority documents.
  • Treasury balances between operating companies, holding entities or investment vehicles can be repositioned outside local cut-off times, with a clear record of who authorised the move.
  • A subscription or redemption in an underlying fund can settle alongside the decision, reducing the lag between commitment and cash movement.

What changes

The delay between decision and settlement shrinks. Repeated authority checks reduce. Each movement carries a reconcilable receipt. The two sides (digital value and supporting reserves) remain aligned.

What does not change

The investment mandate, the governance of the family office, the custody or banking relationships that hold the underlying reserves, or the issuer’s accountability for redemption at par.

Trustees

Release a distribution or asset movement when the trustee decides, with a clear authority record.

Use cases

  • A distribution to beneficiaries is approved. Value can be released outside traditional banking hours, with a receipt that shows the authorising trustee and reconciles to the transaction.
  • An asset sale or rebalancing requires movement of value between trust accounts or to a counterparty. The movement can complete when the decision is made rather than in the next window.
  • Authority of the trustee or a delegated officer is confirmed once via a reusable role proof. Subsequent actions do not require fresh document collection for the same person.
  • A payment under a trust deed (maintenance, education, or specific purpose) can be released against the condition, with an audit trail suitable for the trust records and any later review.

What changes

Settlement timing follows the trustee’s decision. The record of who authorised the movement is clear and reusable. Beneficiaries and counterparties receive a receipt that reconciles to the underlying transaction.

What does not change

The trust deed, the trustee’s fiduciary duties, the regulatory or court oversight that applies to the trust, or the issuer’s obligation to hold corresponding reserves and redeem at par.

Two sides. One value.

Digital value in circulation, supported by corresponding reserves, custody and a clear path to redemption.

Built for the systems institutions already use

Same asset. Same standard.

Held to the same standard as the money it represents means 1:1 reserves, regular independent attestation, regulated custody relationships, and clear redemption at par. Nothing about the underlying value changes. What changes is the settlement layer underneath it: faster, more transparent, and built for institutional use from day one.

Two sides. One value.

Every stablecoin depends on a relationship between two sides. On one side is the digital value in circulation. On the other is the real-world value supporting it — reserves, custody, liquidity and the ability to redeem. The integrity of the stablecoin depends on those two sides remaining aligned. Two sides, working as one.

It’s TVVIN. Pronounced “Twin.”

TVVIN is a stylised form of twin. The W has been separated into two Vs — two sides brought together as one. One side is established finance: regulated institutions, banking relationships, custody, reserves. The other is digital infrastructure designed to move value faster and more transparently. Two financial worlds. One name.

Interoperability is infrastructure.

Stablecoins become more valuable when they can move across the institutions, payment systems and banking infrastructure that already exist. The next generation of financial infrastructure will not be defined by a single rail. It will be defined by how well those rails work together. Interoperability alone is not enough: the value must remain backed by clear reserves, reliable redemption, appropriate custody and accountable oversight wherever it goes.

Money should move when business does.

Business does not stop at 5pm. It moves across time zones and jurisdictions, often long after local banking windows have closed. The opportunity is not simply “24/7 payments.” It is a closer alignment between the movement of money and the movement of business. Business already operates globally and continuously. Financial infrastructure should be able to keep up.

What stablecoins are for.

Insurance providers use it so a claim or premium can settle when the condition is met, not when the next cut-off arrives. Family offices use it so capital can move between entities at the moment the decision is made. Trustees use it so a distribution can be released with a clear authority record and a receipt that reconciles to the transaction. In each case the underlying value remains the same — the same asset moved onto better infrastructure. What changes is that the movement of money aligns with the movement of the process, the identity and authority proof does not have to be collected again, and the two sides (digital value in circulation and the supporting reserves, custody and redemption path) remain aligned. Interoperability matters only because the value stays backed and accountable wherever it moves.

Simplifying money movement.

The challenge is not simply moving money, but connecting the systems through which it moves. Every transaction can involve multiple currencies, banking relationships, payment networks, liquidity, compliance, reconciliation and settlement. Stablecoins can reduce unnecessary hand-offs and integrate more directly into payment and treasury workflows. Our role is the dependable layer: regulated stablecoins designed to help institutions move, manage and settle value.

Security that follows the journey

Know what stands behind it.

Knowing what stands behind the digital value. Knowing where the reserves are held. Knowing that redemption works. Knowing that the issuer is accountable and operating within an appropriate regulatory framework.

Held to the same standard.

1:1 reserves, regular independent attestation, regulated custody relationships, clear redemption at par, and real-time reserve visibility for holders. The same regulatory questions, asked of a better-built rail.

Clear data boundaries.

Identity evidence stays in ID Circle. Financial records stay in BIP Circle. The tenant sees status, not evidence. Digital value moves on-chain, supported by corresponding value held within established financial infrastructure.

How it works

  1. 01

    Confirm identity and authority once

    The person or organisation proves who they are and the role they hold. The proof is reusable. Subsequent transactions do not restart the collection.

  2. 02

    Fund or redeem at par

    Value moves into or out of the stablecoin through an authorised bank journey. Redemption is at par. The issuer remains accountable for the reserves. 1:1 reserves, independent attestation and regulated custody are the standard.

  3. 03

    Settle when the process requires it

    A claim payment, an inter-entity transfer or a distribution can complete outside traditional banking hours. The receipt reconciles to the transaction. Money moves when the business requires it.

  4. 04

    Keep a clear record

    The portal shows the status. The underlying identity evidence stays in ID Circle. The financial record stays with the issuance platform. The tenant sees what it needs, not the raw documents.

The stablecoin does not replace the insurance policy, the investment mandate or the trust deed. It improves the front end of value movement: identity and authority confirmation, settlement timing, and a reconcilable receipt. The existing processes and accountabilities remain. Technology provides the rails; the established fiduciary and regulatory foundations provide the accountability.

How we think about this

From TVVIN. Three recent notes on what regulated stablecoin infrastructure is for.

Same asset. Better infrastructure.

A stablecoin isn’t a new asset. It is the same asset moved onto better infrastructure. That is the principle behind the GFSC’s “same activity, same risk” approach: the test is the underlying activity, not the technology wrapper. Held to the same standard means 1:1 reserves, regular independent attestation, regulated custody and clear redemption at par.

Read on LinkedIn

Interoperability is infrastructure.

Stablecoins become more valuable when they can move across the institutions, payment systems and banking infrastructure that already exist. Interoperability alone is not enough. The value moving across those rails must remain backed by clear reserves, reliable redemption, appropriate custody and accountable regulatory oversight wherever it goes.

Read on LinkedIn

Two sides. One value.

Every stablecoin depends on a relationship between two sides. On one side is the digital value in circulation. On the other is the real-world value supporting it — reserves, custody, liquidity and the ability to redeem. The integrity of the stablecoin depends on those two sides remaining aligned.

Read on LinkedIn

Built on solid foundations

Identity, transactions and settlement run on established infrastructure, exercised here against a public test network.

Two sides, working as one.

The transaction may be simple. The infrastructure behind it should make it feel that way. Open the private sandbox. Test identities, test assets and sandbox payments only.

Open sandbox